Saving For Dental Work
You visit the dentist to get a better look at a tooth that’s been bothering you and you end up leaving the office needing a procedure that you weren’t expecting. You don’t need us to tell you that dental care can sometimes be costly, but it doesn’t have to be a stress point. Here are some ways to help start saving for dental work.
KNOW YOUR COVERAGE
Ask your dentist to itemize each treatment so you know the cost. Then, go to our Member Connection to see what your benefits cover or contact us and we can tell you what your out-of-pocket costs might be.
USE A SAVINGS ACCOUNT
Consider a Medical Savings Account, Health Savings Account, or Flexible Spending Account to help set aside money for future unexpected care. You can also set up a savings account of your own and make periodic contributions (of an amount you’re comfortable with) for unexpected dental expenses.
IT’S OK TO GET A SECOND OPINION
It’s absolutely fine, and sometimes encouraged, to get a second opinion for a costly dental procedure. Don’t look for ways to get out of the procedure, but rather make sure you fully understand what it means for you. This is a good time to ask questions about other treatment options as well.
Of course, we couldn’t end this without saying that regular dental visits can help prevent the need for unexpected care. Still need to find a dentist? Click here.