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Dental Plan Comparison

More Choices to Meet Your Needs

Delta Dental of Iowa offers several dental benefits plans, so you have the flexibility to choose the best one for you. Compare the available dental plans below. Our plans are available for everyone, no matter your age. We're here for you!

Use the chart below to explore your coverage options. All plans are priced per person. After paying to insure three dependent children up to the age of 21, Delta Dental will not charge for additional children (up to the age of 21 as of the plan year) included on the policy.

Preferred Prime

The most popular of our plans, Preferred covers exams, x-rays, cleanings, cavity repair, bridges, crowns and more. If you want extensive coverage at a lower premium, this plan’s for you.

Monthly Premiums Start At:

$38.35 (ADULT)

$29.40 (CHILD)

Deductible:

$50-$150

Annual Benefit Maximum:

$1,000

View % of services you pay

WHAT YOU PAY AS A % OF SERVICES

(when you see a Delta Dental Dentist)

Exams, Cleanings, X-rays, and Other Diagnostic and Preventive Services

0%

Cavity Repair, Extractions, and Other Routine and Restorative Services

50%

Root Canals, Bridges, Crowns, Implants, and Other Major Services

50-60%

View all plan features

Preventive Prime

This simple plan covers exams, cleanings, x-rays and cavity repair. It’s the best plan if you don’t expect to need dental care beyond the basics.

Monthly Premiums Start At:

$18.50 (ADULT)

$17.95 (CHILD)

Deductible:

$50

Annual Benefit Maximum:

No coverage limit for routine, preventive care

View % of services you pay

WHAT YOU PAY AS A % OF SERVICES

(when you see a Delta Dental Dentist)

Exams, Cleanings, X-rays, and Other Diagnostic and Preventive Services

20-30%*

Cavity Repair, Extractions, and Other Routine and Restorative Services

50%**

Root Canals, Bridges, Crowns, Implants, and Other Major Services

Not Covered

View all plan features

Platinum Prime

This plan doubles your annual benefit maximum compared to the Preferred plan, giving you more coverage for more extensive dental services. If you’d like a lower out-of-pocket cost at the dentist, consider this plan.

Monthly Premiums Start At:

$53.60 (ADULT)

$41.10 (CHILD)

Deductible:

$25-$100

Annual Benefit Maximum:

$2,000

View % of services you pay

WHAT YOU PAY AS A % OF SERVICES

(when you see a Delta Dental Dentist)

Exams, Cleanings, X-rays, and Other Diagnostic and Preventive Services

0-20%

Cavity Repair, Extractions, and Other Routine and Restorative Services

20-40%

Root Canals, Bridges, Crowns, Implants, and Other Major Services

50-60%

View all plan features

WHAT YOU PAY AS A % OF SERVICES

(when you see a Delta Dental dentist)

Exams, Cleanings, X-rays, and Other Diagnostic and Preventive Services

20-30%*
0%
0-20%

Cavity Repair, Extractions, and Other Routine and Restorative Services

50%**
50%
20-40%

Root Canals, Bridges, Crowns, Implants, and Other Major Services

Not Covered
50-60%
50-60%

GET A QUOTE


Choose Your Dentist & Your Savings

Delta Dental's dual network gives you the freedom to choose the best dentist for you.

  • Select a dentist in the Delta Dental PPOSM Network (includes 40% of Iowa dentists1) for the lowest out-of-pocket expenses and the richest benefits.

OR

  • Choose a dentist in the Delta Dental Premier® Network (94% of Iowa dentists and 80% nationwide1) for a wider choice of dentists and low out-of-pocket expenses with reduced benefits.

OR

  • For exceptional situations, you may choose a dentist outside of either of our networks and receive coverage at higher costs with fewest benefits.

*Deductible applies to diagnostic and preventive services under the Preventive plan.
**Oral surgery and extractions are not covered under the Preventive plan.


Source: 1. Delta Dental Plans Association, 2016