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Healthy Smile. Healthy Eyes. Healthy You.

Delta Dental is different from other dental and vision insurance providers because we’re dedicated to health and wellness. Our plans are built around the idea that consistent care leads to better outcomes and lower costs. With Delta Dental insurance coverage, you gain access to a wide range of dental health benefits and vision care benefits that help you stay healthy and save.

Preventive Dental and Vision Care to Improve Your Health

With comprehensive dental insurance and vision plans, Delta Dental puts preventive care at the forefront. That means coverage for routine checkups, cleanings, x-rays, eye exams, and more, all at little to no cost to you. Why? Because early detection leads to early treatment, which keeps health care costs down and helps you avoid more serious conditions later.

We stay up to date with the latest medical research so you can stay ahead of potential issues. Our coverage is designed to give you confidence in your care—and the freedom to focus on what matters most: your health.

Start using your dental benefits today to take a proactive step toward a healthier you.

How to Use Your Dental and Vision Benefits

Whether you're visiting the dentist or getting an eye exam, using your Delta Dental of Iowa benefits is easy. Follow these simple steps to make the most of your dental and vision care benefits:

Schedule An Appointment 

Choose an in-network provider to help you save more and ensure you receive the highest level of benefits.

Bring Your Insurance Information

At your appointment, show your Delta Dental or DeltaVision ID card or provide your member information so the provider can confirm your insurance coverage.

Receive Care

Whether it's a dental cleaning, filling, eye exam, or new prescription lenses, get the treatment you need. Depending on your plan, you may pay a copay at the time of service.

Claims Are Filed For You

When you visit an in-network provider, they’ll file your claim directly with Delta Dental. Out-of-network providers may require you to submit the claim yourself, but we’re here to help if you need it.

Your Insurance Pays Its Share

Delta Dental of Iowa will process the claim and pay the covered portion directly to the provider—or reimburse you, depending on the situation.

Review your Explanation of Benefits (EOB)

After your visit, you’ll receive an EOB that details:

  • What services were provided
  • What Delta Dental or DeltaVision paid
  • What you may owe

Remember: An EOB is not a bill—it’s simply a breakdown of how your benefits were applied.

Coverage You Can Use

Understanding dental and vision insurance should be easy, and using it should be even easier. With Delta Dental, you’ll have access to one of the largest dental and vision provider networks in the country. Whether you’re at home or on the go, our national network ensures you can find care when and where you need it.

Plus, we’re committed to helping you maximize your Delta Dental benefits. From finding in-network providers to submitting claims, our tools and customer support make every step simple and stress-free.

Find the Right Comprehensive Dental Insurance Plan for You

Whether you’re looking for basic preventive coverage or a plan with expanded benefits, we have a solution that fits your health needs and your budget. With flexible options and strong provider access, Delta Dental insurance coverage is built to support your long-term wellness.

Use your dental benefits today to prioritize your smile, your vision, and your overall health.

Maximize Your Delta Dental Benefits Today

Visit the Shop For Plans section to see the coverage details and find the plan that best fits your needs.