Dental insurance plans for individuals
We all have different needs for dental care based on heredity, health history and lifestyle. Delta Dental of Iowa offers a variety of affordable individual dental plans to meet your needs. Whether you need a basic plan for preventive care or want a plan that covers major dental services such as crowns and bridges, Delta Dental has a plan that’s right for you.
Preventive Prime for individuals
Sometimes you just need the basics, even when it comes to your healthcare. Dental insurance doesn’t have to be complicated and the Delta Dental Preventive Prime plan keeps it simple and affordable. If you expect that you need basic dental care like twice per year exams, cleanings, x-rays and fillings, then this is the plan for you.
Preferred Prime for individuals
Looking for an affordable dental plan that gives you great value? The Preferred Prime dental insurance plan is the most popular Delta Dental insurance plan. It covers the basics – exams, x-rays, cleanings and fillings – plus bridges, crowns and more.
Platinum Prime for individuals
If you want peace of mind by having more coverage for extensive dental services, our Platinum Prime plan includes an annual benefit maximum of $2,000 with lower out-of-pocket costs compared to our other plans. Based on your dental health history, if you are anticipating significant dental work, the Platinum Prime plan may be the best choice for you.
Individual Insurance Plan FAQs
- What is personal dental insurance, and how does it work?
Personal dental insurance is a plan you purchase for yourself to help cover the costs of dental care. It works by paying a monthly premium in exchange for coverage of a variety of dental services. Depending on the plan, coverage may include preventive care (like exams and cleanings), restorative care (like fillings, crowns, and bridges), and even more extensive services. Your plan may also have a deductible, co-pays, and coverage limits that vary based on the type of plan you choose.
- What are the best dental insurance plans for individuals?
The best dental insurance plan for individuals depends on your specific needs and dental health history. For basic preventive care, Preventive Prime is an affordable option that covers exams, cleanings, x-rays, and fillings. If you need more extensive coverage, Preferred Prime is a popular choice that includes restorative services like crowns and bridges. For those who anticipate significant dental work, Platinum Prime offers the highest coverage with an annual benefit maximum of $2,000 and lower out-of-pocket costs.
- Does Delta Dental offer individual dental insurance plans?
Yes, Delta Dental of Iowa offers a variety of individual dental insurance plans to fit different needs and budgets. Whether you need basic preventive care or more comprehensive coverage for major dental services like crowns, implants, and dentures, Delta Dental has a plan that’s right for you. You can easily get a quote online and sign up for coverage that meets your personal dental health needs.
- What are individual dental plans, and which one is right for me?
Individual dental plans are insurance options designed to cover the cost of dental care for one person. At Delta Dental, we offer several individual dental plans to choose from:
- Preventive Prime: Best for those who need basic coverage for routine exams, cleanings, and x-rays.
- Preferred Prime: Offers a broader range of coverage, including restorative services like crowns and bridges.
- Platinum Prime: Ideal for individuals who anticipate needing more extensive dental services, with a higher annual benefit maximum and lower out-of-pocket costs.
To choose the best plan for you, consider your current dental health and whether you anticipate needing more extensive dental work in the future.
- What does Delta Dental’s individual dental insurance cover?
Delta Dental’s individual dental insurance plans cover a wide range of services to support your oral health, including:
- Preventive care: Exams, cleanings, and x-rays to maintain your oral health and detect issues early.
- Restorative services: Fillings, crowns, bridges, and root canals to repair and restore damaged teeth.
- Major dental work: For more extensive needs like dentures, implants, and advanced restorative treatments (depending on the plan you choose).
You can choose from plans that focus on preventive care or more comprehensive coverage, depending on your needs.
- Are individual dental plans affordable?
Yes, individual dental plans from Delta Dental are designed to be affordable while offering comprehensive coverage. Plans like Preventive Prime are budget-friendly for those who need basic care, while plans like Preferred Prime and Platinum Prime offer more extensive coverage at competitive prices. By comparing plan options, you can find a plan that fits your dental health needs and budget.
With Delta Dental, you can get a personalized quote and see the monthly premium that fits your financial situation, making it easy to get the dental care you need at an affordable price.
Sign up for dental insurance coverage today
Practicing good oral health at every age directly affects your overall health. No matter what your age, good health care habits can have a positive impact. It’s important to take care of your daily dental needs like brushing and flossing as well as seeing your dentist twice a year for exams and cleaning. Delta Dental of Iowa can help you find an individual dental insurance plan that meets your health care needs and your budget. And since 9 out of 10 Iowa dentists are Delta Dental providers, there’s a good chance yours is too. Even if your current dentist isn’t in the network, you’ll still receive valuable coverage. It’s easy to get a quote, compare coverage and enroll in a dental plan today.