Skip to main content

3 Reasons to Enroll for Dental Coverage and Experience Peace of Mind

Posted on September 7, 2021 in Dental Health

Two women smiling outside

Do you believe in the power of your thoughts? Is it possible that just the assurance of protection gives way to peace of mind? When it comes to dental insurance, new research from Delta Dental Plans Association shows that having dental insurance provides peace of mind and relief from worry, as well as, the motivation to lead a healthy lifestyle. As you prepare for your Medicare open enrollment, consider the many benefits of adding dental insurance to your coverage so you too can experience this progress toward better oral and overall health. 

Enrolling in plans to supplement your Medicare coverage or making changes to your existing plans can be stressful. To simplify your decisions, here are three great reasons to consider adding a dental plan to your overall coverage. 

#1 – Medicare does not cover dental care. This is number one for a reason – many people do not realize that traditional Medicare coverage does not extend to dental care. The only dental coverage included in traditional Medicare is for inpatient emergency room visits or other in-hospital procedures. The ER is not where you want to be for dental care.

Traditional Medicare does not cover basic and important dental care such as exams, cleanings, fillings, extractions, and dentures. These basics can quickly become costly without coverage and might be what prevents you from seeking care from a dentist.

For example, the average cost of a crown without insurance could cost up to $1,400 compared to $384 that you would pay for that same service if you were a Delta Dental of Iowa member.1

Having your teeth, mouth, and gums in good condition is important for overall health. Your ability to eat, drink and communicate is directly impacted by your oral health and your dentist can detect the signs of more than 120 chronic health conditions during an exam. Adding dental coverage to your Medicare coverage is an excellent value and will provide you with relief from worry. 

#2 – Dental insurance from Delta Dental is affordable. Since there isn’t a Medicare dental benefit, individuals of Medicare age or nearing retirement should compare dental plans to see which coverage options work best for their health care needs and their budget. By investing in your oral health care, research shows you are more likely to live a healthy lifestyle, take care of your teeth by brushing twice a day and flossing daily, and are more likely to use those dental benefits by seeing your dentist regularly. Most plans offer monthly payments ranging from $20 – 60 per month that vary based on coverage options such as deductibles and maximum benefits. To learn more about the cost of Delta Dental’s plans, get a quote now. It’s easy to compare plan options. 

#3 – Anyone can buy dental insurance. If you had dental insurance coverage through your employer while you or your partner were working, you might think that’s the only way to obtain dental coverage. In fact, almost anyone can obtain individual or family coverage. Self-employed, a contractor, working part-time, or fully retired, you can have the peace of mind and cost savings that are achievable with health insurance. Some individual dental plans include waiting periods. If you have had similar prior coverage, your waiting periods could be waived.

BONUS: Your dentist is probably already in the Delta Dental of Iowa network. We can help you find a dental insurance plan that meets your budget and your health care needs. Since 9 out of 10 Iowa dentists are Delta Dental providers, there’s a good chance your preferred dentist is already in the network. Even if your current dentist isn’t in the network, you’ll still receive valuable coverage. It’s easy to get a quote, compare coverage and enroll in a dental plan today

You can experience peace of mind and relief knowing your oral health care is covered. When you enroll in your Medicare benefits this fall, take the time to check out dental coverage with Delta Dental of Iowa. Oral health is a critical element of overall health and you will appreciate knowing that your affordable dental coverage is one less thing to worry about. For more information visit

1Based on Delta Dental of Iowa claims data, plan covering procedure at 50% and a dentist’s allowed fee up to $769.  Example assumes waiting periods and annual deductible have been met. Estimates should not be construed as financial or medical advice. For more detailed information on your dental care costs, please consult your dentist or your Delta Dental.