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Top four reasons families need dental insurance

By Wyatt Dilling on August 23, 2022 in Insurance


All members of your family need dental insurance. Find out the top three reasons families need denta

Oral health care is essential to taking caring of your overall health. For families with children, maintaining oral health is an important part of taking care of their future. Investing in dental insurance is one of the best decisions families can make for the overall well-being of all members in the family. Check out the top three reasons why families need dental insurance.

Accidents happen

If you are ever around children, you know that they are prone to accidents. As they explore the world, it is inevitable that accidents will happen. Unfortunately, sometimes these accidents cause damage to teeth.

Cracked, chipped, or knocked out teeth can lead to serious health issues down the road. If a damaged tooth is not taken care of it can become infected or abscessed. An untreated infection can lead to health complications and even trips to the hospital.

Without dental insurance the cost of necessary repairs can be very expensive. Depending on the type of treatment needed a family can be looking at several hundred to thousands of dollars to repair a single damaged tooth. Dental insurance helps reduce the out-of-pocket costs and gives parents the peace of mind that when accidents happen, they will not have to pay the full amount of the treatment.

Cavities are nearly 100% preventable

Children are just as susceptible to oral health problems such as tooth decay or cavities as soon as they get their first tooth. In fact, cavities are one of the most common diseases in children despite being preventable.

Children are at a higher risk of developing cavities if: 

  • Members of their family have cavities
  • They snack throughout the day
  • Their diet is primarily carbohydrate and sugar-based
  • They drink a lot of soda
  • They have special needs
  • They have braces or other dental tools

Untreated cavities can lead to tooth extraction and other health problems such as infections.  In addition, children with cavities are more likely to miss school and even suffer from mental health problems. Families with dental insurance are more likely to go to the dentist regularly. Regular visits to the dentist help prevent dental diseases such as cavities and reduce the cost of dental care in the long run. Preventive care such as cleanings and sealants help to limit future costly treatments. 

Save time and money

Between school, homework, activities, and playdates, life with kids is busy! Finding a dentist and making appointments can be challenging. However, dental insurance makes this easy and one less thing to worry about.

Dental insurance companies like Delta Dental have hundreds of in-network dentists to pick from so you can find a quality and reliable dentist near your home, work, or school. Delta Dental offers a variety of resources to their members to help save time. Delta Dental members pay little to nothing for preventive care, so remember to schedule an appointment.

Member resources:

Additionally, once you have a dentist that is a good fit for your family, the office will help you schedule regular appointments. They will often send out reminder emails or texts before the appointments to make sure you don’t miss them.

Healthy smiles = Healthy Family!

Parents and caregivers are always looking out for the well-being of their children. Dental insurance is one way to take care of their oral and overall health. Not only does dental insurance save money but it promotes good oral health habits for the entire family. To learn more about how to get coverage for you and your family click here.

Learn more about the importance of dental insurance here.