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Ease into Retirement with Individual Dental Coverage

By Wyatt Dilling on July 26, 2022 in Insurance


Are you or a loved one approaching retirement? Learn how to maintain your dental health with individ

Retirement is a time to relax and enjoy the hobbies and activities that make you happy. Whether you decide to explore new interests or make more time for some of your favorites, it is important to keep your physical and oral health a top priority. 

Individual dental coverage for retirement

One consideration as you approach retirement is how you will pay for your dental care if you lose your employer-sponsored dental plan. You’ve maintained a healthy smile for years - just because you’re retiring doesn’t mean you need to retire your oral health! So what options are out there for dental benefits when employer coverage is no longer an option?

Most Americans lose dental coverage after retirement. At that time, many people will defer to Medicare for their health coverage. However, basic Medicare only covers dental procedures if you need an oral exam in the hospital. Even then, there are further stipulations.

Options for individual dental plans 

If you’re looking for coverage that closely matches what you previously received from your employer, check out our individual and family dental plans. We offer affordable dental benefits directly to individuals who are looking for dental coverage outside of an employer. If you want to continue maintaining your oral health, individual dental plans will give you access to a large network of dentists and the coverage you need for a healthy smile. Having coverage from Delta Dental makes getting into the dentist easy.

Click here to find a dentist in your area today.

Oral health is important after retirement

Keeping good oral health is important as you age because your mouth will change as you get older. Regular dentist appointments allow a professional to examine your mouth and ensure problems like oral cancer or tooth decay aren’t developing. About a quarter of adults 65 and older haven’t seen a dentist in the past five years. That means thousands of older adults are missing valuable cleanings and oral health exams.

The importance of oral health does not disappear in retirement. Keeping good oral health routines and seeing a dentist twice a year through an individual insurance plan helps you stay healthy.

Looking for more ways to thrive during retirement? Check out the blog Five easy ways to improve your health.

*Updated 2022