Which Benefit Plan is not like the Other? The Differences Between Medical and Dental Coverage
Tomato, tomahto. Potayto, potahto. Medical, dental. Open Enrollment Season just rolled by, and to some, the various plan explanations can leave you unsure of each plans focus and benefit to you. So what's the difference?
The truth is, dentists and doctors care for you in different ways, and depending on your individual needs or your employer's group needs, dental and medical plans are designed differently
• Medical Benefits
FOCUS: Unexpected Care
Medical insurance focuses more on covering consequences of injury and illness after they happen. And because medical care can be quite costly, medical coverage is designed to protect you from the burden of large expenses.
• Dental Benefits
FOCUS: Preventive Care
Dental benefits are all about stopping problems before they begin. Dental insurance is meant to cover some of the costs associated with your dental care. Routine dental care, like regular checkups and cleanings, are key to a healthy smile.
Many people don't realize that regular dentist visits can help avoid costly and painful dental problems down the road. In fact, cavities are almost 100% preventable.
Ben Franklin's principle of, “An ounce of prevention is worth a pound of cure,” rings especially true when it comes to your Dental benefits. Care for your smile, and you may save on costly corrective treatment down the road.
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