Start the Year Off Right: Use Your Dental Benefits

By Jill Feilmeier on January 2, 2014 in Insurance

Did you know that people with dental insurance are more likely to see the dentist? If you have dental insurance, you should be using it! As the year begins and you have dental insurance, you should know that most plans usually cover a percentage of your procedures along with a specific dollar amount. You pay the rest.

If you don't take advantage of your dental benefits, you'll be missing out not only on taking care of your dental health, but you could also be passing up on savings on those dental expenses. So it's important not to waste your dental benefits and get the work you need done this year. You also may be eligible for tax deductions. You can check with the Internal Revenue Service (IRS) or your accountant for help in learning what dental care is a potential deduction.

Dental cleanings, treatments and artificial teeth can be tax-deductible. Though toothbrushes, toothpaste, floss and mouthwash are important in keeping your mouth healthy, and they do not qualify for tax deductions.

Why visit the dentist? Prevention is the best medicine. According to the American Dental Association, people should visit the dentist twice annually for a cleaning and check up. If you haven't been to the dentist in the last six months, you should probably make an appointment.

So start off the New Year right and do the following:

• Use your dental benefits. Take advantage of your coverage, especially for preventive care.
• Read your benefits contract so you know exactly what's covered and your financial responsibility.
• Manage your dental benefits online. Delta Dental's mobile app gives you access to all the important features on our website, including dentist search, claims, coverage and your ID card.
• And don't forget to schedule your appointments for the year!