2023 Small Business Plans

Thank you for choosing Delta Dental of Iowa for your small business clients’ dental, vision and legal benefits. We are pleased to offer your clients flexible benefits that help improve the health and smiles of their employees. 

What's Changing for 2023 

• Updated Benefits Certificates, including:
  • Member-friendly language to make them easier to read and understand
  • Addition of third oral exam
  • Maximum out-of-pocket amounts have increased to $375 per child/$750 per family for Plus plans
  • See the full list of changes here
• Dental rates have been updated for 2023

Rates for 2023

• Rates guaranteed for two years for new groups
• Vision rates are not changing
• Voluntary rates available so employers can offer coverage at no cost to them
• View the 2023 rates now

Dental Plans - choose between Employer Choice or Employee Choice plans

• Employer Choice Plans: 
  • Traditional and most popular dental plans, employer chooses one plan to offer to all employees.
  • Plans can be offered as employer contribution or voluntary.
  • Automatically includes To Go Annual Maximum Carry Over, which allows employees to carry over a portion of their unused annual benefit maximum from one benefit period to the next.
• Employee Choice Plans: 
  • Employee chooses the plan that meets their needs.
  • Monthly premiums are deducted via payroll through their employer.
  • Voluntary benefit only. 

Vision Plans - allow for customization

• Pick a lens copay: $10 or $25
• Select frame/contact lens allowance: $130, $150 or $200
• Choose to offer Funded or Discounted Fit and Follow-up Exams
• Or offer a Materials Only plan with frame allowance option of $130, $150 and $200
• Take a closer look
• Additional plan option is the One & Sun Plan

Legal Insurance - you can now offer your clients comprehensive legal insurance and identity theft protection for their employees. Learn more!

2023 Forms and Small Business Brochures

• Dental Group Application - application to be used for Employer Choice and Employee Choice plans.
• Vision Group Application - application to be used for vision plans. 
• 2023 Small Business Employer Flyer - this piece highlights our Employer Choice dental, DeltaVision and legal plans. It was created for you to use with your clients. 
• 2023 Rate Sheet - has all of our 2023 rates for dental, vision and legal in one place. 
• 2023 Small Business Product Guide - includes information on all of our Small Business plans.
• 2023 Employee Choice Plans Flyer - employees choose from six standard plans. 
• Employer Choice Member Enrollment Form - member application for coverage for Small Group Employer Choice and pre-ACA tiered plans.
• Employee Choice Enrollment Form - member application for Small Group Employee Choice plans (Preventive, Preferred, Platinum Plus/Prime plans).
• Dental and Vision Member Enrollment Form 

2023 Product Documents

Click on the links below to view specific benefit certificates and plan summaries. 

Employer Choice Plans

Delta Dental Premier Prime Plans (no ACA pediatric dental benefit)   Premier Prime Plan A  Premier Prime Plan A (with ortho) Premier Prime Plan B Premier Prime Plan B (with ortho) Premier Prime Plan C  Premier Prime Plan C (with ortho) Delta Dental PPO plus Premier Prime Plans (no ACA pediatric dental benefit) PPO plus Premier Prime Plan A  PPO plus Premier Prime Plan A (with ortho) PPO plus Premier Prime Plan B PPO plus Premier Prime Plan B (with ortho) PPO plus Premier Prime Plan C  PPO plus Premier Prime Plan C (with ortho)

Delta Dental Premier Plus Plans (includes ACA pediatric dental benefit)  Premier Plan B Plus Premier Plan B Plus (with ortho) Delta Dental PPO plus Premier Plus Plans (includes ACA pediatric dental benefit)  PPO plus Premier Plan B Plus PPO plus Premier Plan B Plus (with ortho)

 Employee Choice Plans 

Delta Dental PPO plus Premier Prime Plans (no ACA pediatric dental benefit) Preventive Prime Plan  Preferred Prime Plan Platinum Prime Plan

Delta Dental PPO plus Premier Plus Plans (includes ACA pediatric dental benefit)  Preventive Plus Plan Preferred Plus Plan  Platinum Plus Plan

DeltaVision Insight Plans

$130 Frame Allowance Plan Summaries $130 Frame Allowance / $10 Lens Copay $130 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $130 Frame Allowance / $25 Lens Copay $130 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($130 Frame Allowance / $10 Copay)

Benefit Certificates $130 Frame Allowance / $10 Lens Copay $130 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $130 Frame Allowance / $25 Lens Copay $130 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($130 Frame Allowance / $10 Copay)

$150 Frame Allowance Plan Summaries $150 Frame Allowance / $10 Lens Copay $150 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $150 Frame Allowance / $25 Lens Copay $150 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($150 Frame Allowance / $10 Copay)

Benefit Certificates $150 Frame Allowance / $10 Lens Copay $150 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $150 Frame Allowance / $25 Lens Copay $150 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($150 Frame Allowance / $10 Copay)

$200 Frame Allowance Plan Summaries $200 Frame Allowance / $10 Lens Copay $200 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $200 Frame Allowance / $25 Lens Copay $200 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($200 Frame Allowance / $10 Copay)

Benefit Certificates $200 Frame Allowance / $10 Lens Copay $200 Frame Allowance / $10 Lens Copay with Fit & Follow-Up $200 Frame Allowance / $25 Lens Copay $200 Frame Allowance / $25 Lens Copay with Fit & Follow-Up Materials Only ($200 Frame Allowance / $10 Copay)

One & Sun Plan Summary $150 Frame Allowance / $10 Lens Copay with One & Sun

Benefit Certificate $150 Frame Allowance / $10 Lens Copay with One & Sun