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2023 Small Business Plans

Thank you for choosing Delta Dental of Iowa for your small business clients’ dental, vision and legal benefits. We are pleased to offer your clients flexible benefits that help improve the health and smiles of their employees. 

What's Changing for 2023 

  • Updated Benefits Certificates, including:
    • Member-friendly language to make them easier to read and understand
    • Addition of third oral exam
    • Maximum out-of-pocket amounts have increased to $375 per child/$750 per family for Plus plans
    • See the full list of changes here
  • Dental rates have been updated for 2023

Rates for 2023

  • Rates guaranteed for two years for new groups
  • Vision rates are not changing
  • Voluntary rates available so employers can offer coverage at no cost to them
  • View the 2023 rates now

Dental Plans - choose between Employer Choice or Employee Choice plans

  • Employer Choice Plans: 
    • Traditional and most popular dental plans, employer chooses one plan to offer to all employees.
    • Plans can be offered as employer contribution or voluntary.
    • Automatically includes To Go Annual Maximum Carry Over, which allows employees to carry over a portion of their unused annual benefit maximum from one benefit period to the next.
  • Employee Choice Plans: 
    • Employee chooses the plan that meets their needs.
    • Monthly premiums are deducted via payroll through their employer.
    • Voluntary benefit only. 

Vision Plans - allow for customization

  • Pick a lens copay: $10 or $25
  • Select frame/contact lens allowance: $130, $150 or $200
  • Choose to offer Funded or Discounted Fit and Follow-up Exams
  • Or offer a Materials Only plan with frame allowance option of $130, $150 and $200
  • Take a closer look
  • Additional plan option is the One & Sun Plan

Legal Insurance - you can now offer your clients comprehensive legal insurance and identity theft protection for their employees. Learn more!

2023 Forms and Small Business Brochures

2023 Product Documents

Click on the links below to view specific benefit certificates and plan summaries. 

Employer Choice Plans

 Employee Choice Plans