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2024 Small Business Plans

Thank you for choosing Delta Dental of Iowa for your small business clients’ dental, vision, legal, life and disability benefits. We are pleased to offer your clients flexible benefits that help improve the health and smiles of their employees. 

What's Changing for 2024

  • Updated Benefits Certificates, including:
    • Maximum out-of-pocket amounts have increased to $400 per child/$800 per family for Plus plans
    • See the full list of changes here
  • Dental and vision rates have been updated for 2024

Rates for 2024

  • Rates guaranteed for two years for new groups
  • Voluntary rates available so employers can offer coverage at no cost to them
  • View the 2024 rates now

Dental Plans - choose between Employer Choice or Employee Choice plans

  • Employer Choice Plans: 
    • Traditional and most popular dental plans, employer chooses one plan to offer to all employees.
    • Plans can be offered as employer contribution or voluntary.
    • Automatically includes To Go Annual Maximum Carry Over, which allows employees to carry over a portion of their unused annual benefit maximum from one benefit period to the next.
  • Employee Choice Plans: 
    • Employee chooses the plan that meets their needs.
    • Monthly premiums are deducted via payroll through their employer.
    • Voluntary benefit only. 

Vision Plans - allow for customization

  • Pick a lens copay: $10 or $25
  • Select frame/contact lens allowance: $130, $150 or $200
  • Choose to offer Funded or Discounted Fit and Follow-up Exams
  • Or offer a Materials Only plan with frame allowance option of $130, $150 and $200
  • Take a closer look
  • Additional plan option is the One & Sun Plan

Legal Insurance - you can offer your clients comprehensive legal insurance and identity theft protection for their employees. Learn more!

Life & Disability Coverage - your clients can ensure their employees have access to affordable voluntary and employer-paid life insurance and disability coverage with DeltaLife®. Click here for more information and rates.

2024 Forms and Small Business Brochures

2024 Product Documents

Click on the links below to view specific benefit certificates and plan summaries. 

Employer Choice Plans

 Employee Choice Plans 

DeltaVision Insight Plans